Modern accounting. Finnish expertise.

Reliable, effortless
and affordable accounting.

"Clear books, clear mind."

We blend smart automation with transparent pricing to make your accounting completely effortless. Save time, reduce costs, and focus on growing your business while we handle the rest.

✓ Fast setup✓ Transparent pricing
from€39/mo+ VAT
SelkoTili accountant at her desk with laptop and coffee — friendly, confident, trustworthy
✓
Books Balanced
0 stress, 100% accurate
Trusted & Recognized
Taloushallintoliitto — Finnish Financial Management AssociationMember of TaloushallintoliittoFinnish Financial Management Association — taloushallintoliitto.fiHelsinki — Business Helsinki / MyHelsinkiTrusted by Business HelsinkiFeatured Business Services in Helsinki — MyHelsinki (Helsinki Partners)
Why Selkotili · About

A bookkeeping partner that takes care of it for you.

Selkotili Oy is a modern accounting firm (tilitoimisto) in Espoo — affordable bookkeeping for SMEs, sole traders (toiminimi) and limited companies across Finland. We combine the expertise of a Finnish accountant with digital financial management — you focus on your business, we handle the numbers, the reports and the deadlines. English-speaking service available.

⚡
Effortless
Upload, photograph or email your documents — the platform structures them and posts to your books.
🔐
Verified by accountant
Every entry that affects your books is reviewed and approved by a qualified accountant before posting.
📊
Reports online, anytime
Income statement, balance sheet, VAT, general ledger and notes — eight Finnish-compliant reports, available 24/7.
🧾
Built-in invoicing
Send sales invoices with your own logo, IBAN, reference and VAT — straight from the platform.
Automated bookkeeping with human expertise behind every transaction.
✓Every entry approved by a qualified accountant✓VAT double-checked on every document✓Accurate, audit-ready books — never guesswork

A simple, stress-free start.

We prioritize your time and money from day one. Our onboarding is designed to be remarkably easy, so you can start saving immediately.

1
Subscribe & Sign
Fill out our brief subscription form. We will draft a clear service contract detailing our transparent pricing and send it for your digital signature.
2
Gain Access
Once signed, our team quickly sets up your environment. You'll receive your login credentials and a dedicated email address to send your receipts.
3
Effortless Input
Log in anytime to see your real-time financials. Simply forward invoices or snap photos of receipts — we handle all categorization and ALV reporting.

One platform for bookkeeping, reporting and VAT.
Simple, affordable and customer-focused.

We combine smart accounting technology with dedicated professionals. Get real-time visibility into your business while we handle the complex compliance behind the scenes.

Make informed decisions with up-to-date reports. Track cash flow, expenses and profitability instantly — in PDF, DOCX and Excel.
app.selkotili.com
SelkoTili platform — financial report view (demo data)
Actual view from the SelkoTili platform — demo data, operational details obscured for client confidentiality.

Ready to simplify your accounting?
Clear books. Clear mind.

Smart accounting software and expert services for entrepreneurs.

”You focus on your business, we will take care of your books.”
✓Reliable, effortless, and affordable accounting✓Simple accounting, reliable support.
Chat with Expert
Plans from €39/mo, tailored to your document volume.

Standards We Follow

KPL 1336/1997KPA 1339/1997PMA 1753/2015EVL 360/1968AVL 1501/1993KILAGDPR 2016/679Tietosuojalaki 1050/2018ePrivacy 917/2014
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SelkoTili uses ESSENTIAL cookies (login session, language preference, CSRF protection). You may additionally allow anonymous first-party visit analytics (pageviews, source, country, device — no third parties, no advertising, IP anonymised, daily-rotating pseudonym).
Consent under the EU ePrivacy Directive (2002/58/EC) and the Finnish Act on Electronic Communications (917/2014 §205). You may revoke analytics consent any time (GDPR 7(3)) by clearing your browser data for this site.
Read full Cookie Policy
SELKOTILI — COOKIE POLICY

Effective Date: 22.05.2026
Last Updated: 2026-07-18

1. WHAT ARE COOKIES?
A cookie is a small text file stored by a website in your browser. It contains no malicious code or viruses. Cookies enable basic site functions such as login.

2. APPLICABLE LAW
• EU ePrivacy Directive (2002/58/EC) and its updates
• Finnish Act on Electronic Communications Services (917/2014, §205)
• EU General Data Protection Regulation (GDPR, 2016/679)
• Finnish Data Protection Act (1050/2018)

3. COOKIE TYPES AND LEGAL BASIS
SelkoTili uses ONLY strictly necessary cookies. These do not require separate user consent under Finnish Act 917/2014 §205(2).

(a) SESSION COOKIE — JWT authentication
   • Name: session_token (HTTP-only, Secure, SameSite=Lax)
   • Purpose: Keep the user logged in
   • Retention: 24 hours or until browser is closed
   • Type: Essential — required for service operation
   • Set by: SelkoTili (first-party cookie)

(b) LANGUAGE PREFERENCE — localStorage
   • Name: tilihelppo_lang
   • Purpose: Remember user's language choice (FI/EN)
   • Retention: persistent until the user clears browser storage
   • Type: Essential — required for UI operation

(c) COOKIE CONSENT — localStorage
   • Name: tilihelppo_cookie_consent
   • Purpose: Remember that the user has accepted the cookie policy
   • Retention: persistent until the user revokes consent via the footer "Cookie Policy" link
   • Type: Essential — required to record consent under the ePrivacy Directive

(d) CSRF PROTECTION TOKEN (user dashboard only)
   • Name: csrf_token (HTTP-only)
   • Purpose: Protection against Cross-Site Request Forgery attacks
   • Retention: Session
   • Type: Essential — security

4. COOKIES WE DO NOT USE
SelkoTili does not use:
• Analytics cookies (Google Analytics, Hotjar, etc.)
• Advertising or retargeting cookies
• Social-media embed cookies (Facebook Pixel, LinkedIn Insight Tag)
• Third-party tracking pixels
• Cross-device tracking
• Fingerprinting techniques

5. THIRD-PARTY COOKIES
The SelkoTili website does not set any third-party cookies. Anthropic, Resend, or other sub-processors do NOT communicate directly with your browser — all data flows through the SelkoTili server.

6. MANAGING COOKIES
(a) On site: You may revoke your consent at any time via the footer "Cookie Policy" link. This re-opens the consent banner.
(b) In your browser: You may block or delete cookies via your browser settings:
   • Chrome: Settings → Privacy and security → Cookies
   • Firefox: Settings → Privacy and security → Cookies
   • Safari: Settings → Privacy → Cookies
   • Edge: Settings → Privacy, search, and services → Cookies
NOTE: If you block session or CSRF cookies, you will not be able to use the SelkoTili service.

7. CONSENT MECHANISM
When you arrive on the site, a COOKIE CONSENT BANNER is displayed, requiring an active choice:
• "Accept all" — allows all essential cookies
• "Essential only" — same effect (we use only essential cookies, no optional ones)
You cannot use the SelkoTili service without consenting to essential cookies (legal requirement for authentication).

8. CHANGES TO THIS COOKIE POLICY
If we add analytics or other non-essential cookies in the future, we will request separate, prospective consent, revocable at any time (GDPR Art. 7(3)).

9. CONTACT
Cookie questions: support@selkotili.com
Selkotili Oy, Business ID 3627806-3, Espoo, Finland